Reviews & Credentials | Cole Simmons, Mortgage Broker

Published client reviews

4.94 out of 5 · 72 published reviews

Published reviews on Experience.com show a 4.94/5 rating across 72 reviews.

★★★★★ “Always on top of things and makes things happen.”
— Roger A. · Toccoa, Georgia

★★★★★ “Made our process easy.”
— Jacob B. E. · Fountain, Colorado

★★★★★ “Responsive and answered any questions we had thoroughly.”
— Trisha L. D. · Florissant, Colorado

Read all published reviews on Experience.com

These are published reviews quoted exactly as shown on the site. Read the full listing to see borrower feedback in their own words.

Licensing and credentials

Cole Simmons, Mortgage Broker: NMLS #1127011
Edge Home Finance, LLC: Company NMLS #891464
Based in: Colorado Springs, Colorado
In residential mortgage lending since: 2013
Licensed service areas (14 states): Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Missouri, North Carolina, Oklahoma, Oregon, Pennsylvania, Tennessee and Texas.

Verify a license yourself

Search NMLS #1127011 (Cole Simmons) or NMLS #891464 (Edge Home Finance, LLC) on NMLS Consumer Access. It is the free, official lookup for mortgage loan originator and company licensing. Program availability still varies by lender, property and scenario.

What working with Cole looks like

Broker access: multiple wholesale lending paths compared, not one bank's menu. See how a mortgage broker works in Colorado Springs.
VA and military moves: PCS timing, entitlement and occupancy planning. See the VA loan Colorado Springs guide.
First-time buyers: cash to close, payment and program tradeoffs explained in plain English. See the first-time homebuyer guide.
Document timing: for Fannie Mae loans, credit reports and employment, income and asset documents generally must be no more than 4 months old on the note date (Fannie Mae Selling Guide B1-1-03), and for a purchase, Fannie Mae requires bank statements that cover the most recent full 2 months of account activity, or 60 days (Fannie Mae Selling Guide B3-4.2-01).

Frequently asked questions

How do I check that Cole Simmons is a licensed mortgage loan originator?

Go to NMLS Consumer Access (https://www.nmlsconsumeraccess.org/) and search NMLS #1127011. You can also search the company, Edge Home Finance, LLC, under NMLS #891464.

Which states is Cole licensed in?

Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Missouri, North Carolina, Oklahoma, Oregon, Pennsylvania, Tennessee and Texas, through Edge Home Finance, LLC.

Where can I read full client reviews?

The full published review listing is on Experience.com: https://www.experience.com/reviews/cole-simmons-397401. It shows 4.94 out of 5 across 72 published reviews.

How long has Cole been in mortgage lending?

Cole entered residential mortgage lending in 2013.

Does applying commit me to a loan?

No. Completing the application gives Cole the information needed to review your options. You are not obligated to proceed simply because you applied.

Next step

--- Equal Housing Opportunity · Cole Simmons NMLS #1127011 · Edge Home Finance, LLC NMLS #891464. All loans are subject to underwriting approval. Not a commitment to lend. Not affiliated with or endorsed by any government agency.